Safety that comes with insurance

Multiple claims can be made upto the total of coverage amount.

When you want to apply for a claim, you must report the incident to the insurer or incident response provider as soon as possible, provide necessary documents, and cooperate with the insurer's investigation.

To terminate the policy, you must agree with the insurer in writing. If there's no claim, you may receive a refund of premium for the remaining policy period.

The required documents vary depending on the nature of the claim. Refer to the ICICI Lombard website for specific requirements, but generally include proof of loss, police reports, bank statements, and other relevant documentation.

No, the insurance cover specifically excludes tangible property losses.

Unauthorized transaction loss refers to financial losses incurred due to unauthorized access to your bank account, credit/debit card, or mobile wallet.

The policy primarily covers personal digital theft and identity theft. Business transactions might be covered under separate commercial insurance policies.

The policy period is typically stated in the policy document. It's usually a fixed term, such as one year.

he policy requires you to report incidents as soon as reasonably practicable. However, specific timeframes are mentioned for certain events, such as reporting identity theft within 72 hours. You can find more information on this by clicking here.

The insurance primarily covers financial losses due to digital theft, identity theft, and related expenses.

The maximum insured amount is INR 5Lac.

Lost wages due to identity theft are covered if you can provide proof of lost income and that your employer is not reimbursing you.

These include intentional acts, known events before policy inception, tangible property losses, and other specified circumstances.

To get your insurance policy details, contact your insurer and get a copy of your insurance policy.

Providing KYC documents helps the insurance company verify your identity and address. This makes sure that your policy gets issued to the right person. Without KYC, individuals may attempt to purchase policies impersonating someone else.